Pay Rent & Build Credit With the RNPL Credit Builder

Rent Now Pay Later’s® Credit Builder microline of Credit is your key to financial freedom.

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Credit Builder

Introducing: Our Innovative Microloan

If you’re paying rent, you should be building credit too. Our Credit Builder is designed for renters who want to take control of their financial future—without taking on traditional debt. No credit score is required to apply, and you can build credit with every on-time payment.

25M Of US Renters struggle with rent payments. So you’re Not Alone!

Average monthly costs for a U.S. Renter

Associated moving or renting
costs covered by RNPL.

55% Of RNPL users enroll into the credit builder program.

HOW IT WORKS

Rent Now, Pay Later’s Credit Builder

Apply Online.

Quick approval with no hard credit check.

Make Monthly Payments.

Each on-time payment is reported to Equifax, Experian, and TransUnion.

Build Credit History.

Improve your payment history, a major factor in your FICO® Score.

Get Paid Back.

At the end of the term, you unlock your savings, minus interest and fees.